Tim Caldwell

Tim is involved with all aspects of Keystone Benefits Group, Inc.'s employee benefit plans.  He works closely with our clients in providing investment education to our plan's participants, providing annual fiduciary reviews with the plans' sponsors, and consulting on plan design issues.  With 22 years of experience in benefit plan design and administration, he has a broad range of experience dealing with employers of all sizes, from 1 or 2 employees up to 50,000 employees.  Tim has also been involved with Keystone's Continuing Education Seminars with local CPAs providing timely and topical information on issues effecting employee benefit plans.

Tim is a graduate of Bucknell University and has an MBA from the University of Pittsburgh. He is a Registered Representative and an Investment Advisor Representative with Kestra Investment Services, LLC and Kestra Advisory Services, LLC and also a member of the American Society of Pension Professionals & Actuaries (ASPPA).  He resides in Ligonier with his wife, Karen, and their three children Kate, Rachel and John.